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Laura Hoi

In Touch

A Monthly Curated Newsletter

The World Health Organization's latest report says diabetes has quadrupled in the past 34 years. It's certainly something that we should care about. Not just for us, but also our loved ones. Here's a starter to help us understand and prevent this disease better.

Diabetes prevention: 5 tips for taking control - Mayo Clinic

Changing your lifestyle could be a big step toward diabetes prevention — and it's never too late to start. Consider these tips.

 
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How to prevent prediabetes from becoming type 2 diabetes

Prediabetes is an indication that you could develop type 2 diabetes if you don’t make some lifestyle changes.

 
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What is the difference between type 1 and type 2 diabetes?

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Laura Hoi
 
 
 
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Testimonials and Referral Notes

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Gerard Tong . Director, Epitrain Pte Ltd Adjunct Professor. SMU, NUS

Let me start by saying I am not an easy person to deal with. I am impatient, opinionated and stubborn. The fact that Laura has been servicing me since 2004, and is the only Financial Advisor whom I have bothered to speak more than 5 words to, speaks volumes of her approach, presentation and knowledge. From the start, I made it clear that as a (now retired) financial market professional, I was not interested to hear about investment-linked policies, believing that I could do a better job that the fund managers. Laura kept that in mind, and respected that, occasionally making a passing recommendation on a fund she felt was really worth looking at, but immediately putting that aside as soon as I impatiently gave her a dismissive wave. Instead, she focused on building up a portfolio of policies which covered other critical areas, such as death, sickness, mortgage protection and such. Never over-selling, she would not push more coverage than was required to me. Not the sort of insurance agent to close a deal, collect their commission and forget the client, Laura readily advised and assisted with claims, and consistently checked up on my situation in life, personal and financial to review my coverage, even advising me on my plans to scale back as my coverage requirements shrank with age. Just this month, after identifying that I was losing interest in managing my own money, but still wanting superior returns, she sold me a bond fund policy, after years of watching my dismissive hand. It shows great professionalism, keeping mum about investment-linked policies all these years, but always keeping a look out for changes in my life state, and bringing it up again when it has become appropriate. If you’re looking for a professional, competent, reliable Financial Advisor (in truth, we all NEED one, even if we have not realised it yet), who genuinely cares about you, then look no further.

Aik Teng, Sports Development Manager. Sport Singapore

What sets Laura apart from other financial consultants is her genuine care and personal approach. She doesn’t begin with products — she starts by truly understanding my needs, goals, and spending habits. Her advice is always thoughtful and tailored, never transactional. What makes Laura exceptional goes far beyond financial planning. She has walked with me through some of the most challenging moments in my life —one financial crisis, and 2 medical emergencies within the last 15+ years. Her quiet presence and strength gave me emotional grounding and practical support, especially when I was overwhelmed with uncertainty. I’m incredibly grateful for Laura’s consistent care, deep expertise, and unwavering support. Even when overseas, she goes the extra mile — like the time she called a dentist friend from Chicago to help with a dental emergency I was panicking over! If you’re looking for a financial consultant who truly cares, listens deeply, and stands by you beyond the numbers — I wholeheartedly recommend reaching out to Laura. You’ll be in very good hands.

Rayn Ngong. Senior Vice President. GIC

Laura was introduced to me in 2002, not long after I had just started working. Over the years, she has maintained close contact with me and has been regularly updating me and my family in our financial planning journey. Of all the Financial Consultants I have met, Laura has been the most conscientious and comprehensive in her financial planning strategies. With her competent advice over the years, I have been able to comfortably plan for my family's protection as well as our wealth accumulation needs. At the same time, as Laura is a certified Estate Planner, she has also helped me in the area of legacy and estate planning. Getting a trusted consultant who looks out for you is important. I am thankful that I have not just found a trusted financial consultant, but also a good friend who has seen me through the different stages of my life.

Humphrey Sew, Civil Servant

Laura has been my financial consultant for some 15 years. What sets Laura apart from others is her ability to blend deep expertise with genuine care. From the beginning, she took the time to understand my unique circumstances and long-term goals – not just my numbers on paper. This allowed me to work with her as a strategic partner who manages my finances and guides me towards long-term financial independence while ensuring I have the right protection in place. Laura provided clear, practical insights that helped me see the bigger picture – not just where I am today, but where I want to be in 10, 20, and 30 years. Her advice on building a solid financial foundation with the right safeguards has given me peace of mind regardless of the unknown future that pans out. Throughout our time working together, she has been consistently responsive, thoughtful and thorough, not to mention attentive and open in listening to my concerns and recommending alternative options that I’m more comfortable with. I strongly recommend Laura to anyone looking for a financial consultant who truly goes above and beyond.

Yvonne Tan. Fitness Instructor

I first got to know Laura in 2022 when she came to me to embark on her fitness journey. As a Financial consultant, Laura is very sincere and has the ability to convey her recommendations in a very digestible, easy-to-understand format. Through her review session with me, she was able to 1. Give me a Birds Eye view of my overall financial position. 2. Identify the gaps that I was unaware of 3. Consolidate a clear summary and develop a comprehensive action plan. My experience with her has been enriching. She is knowledgeable and informative and most importantly, does not pressure me to make any decisions. I would strongly recommend her to meet anyone who needs a competent financial consultant who puts your needs first and lets you make your decision without pressure.

Dr Tan Eng Hoe & Mary

We have known Laura for several years now. Recently, I reached out to her to get her opinion about some retirement plan options. She did not push us any products but instead patiently helped us to make a decision based on our needs at our current stage of life. She was very patient in going through our all our existing policies that we have purchased through the years and offered very clear explanations. We are very thankful for her advice and would strongly recommend her to anybody looking for a different perspective from a trusted financial consultant.