| As we enter the new year, it's the perfect time to celebrate endings and acknowledge our achievements. Embracing closure and recognising small wins fosters personal growth, resilience, and emotional well-being, transforming life's transitions into opportunities for reflection and reinvention as we move forward with intention. | | The End of an Era is a New Beginning: The Importance of Celebration and Closure Embracing endings through celebration and closure facilitates personal growth, enabling individuals to reflect on past experiences and prepare for new beginnings. | | Why Celebrating Small Wins Matters Recognizing small achievements boosts motivation and confidence, helping maintain momentum toward larger goals by acknowledging progress incrementally. | | The Unstoppable Power of Letting Go | Jill Sherer Murray | TEDxWilmingtonWomen | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Laura Hoi | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Laura Hoi, All rights reserved. | | | | Eugene & Cheryl Teng. Aunty Laura (we call her aunty because she has been helping us since we were kids) has been providing financial advice for our entire family for close to 20 years!
She has been very supportive of us and with changes to the economy, have helped us adapt our financial situation accordingly as well.
Thanks Aunty Laura for all your help, providing us with a headstart as compared to the other kids my age. Of course I have to thank my mum for investing in us, but due to Aunty Laura's help, my sister and I have been able to be covered comprehensively since we were young, which many kids in Singapore do not have the luxury to do so.
Onwards another 20 years!😄
- Eugene Teng
ShopeeExpress
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Auntie Laura has been my mum's insurance agent since I was young and have seen me grew up from a child to an adult. I witness how she has help my mum handled her finances and also health insurances, to ensure that we are all well covered. Now that I have grown up, I have also entrust my financial and health insurance portfolio with Auntie Laura. She would provide relevant advises and coverage that I should get and would explain in detail each plan purposes. Her patient and bubbly character makes it easy to approach whenever I have queries for my plans and making the exchange a stress-free and comfortable setting. 🙂
- Cheryl Teng, Trading Operator,
Total Energies | | | | Chun-Chau. Director of Business Development. Saab Laura has been our financial consultant more than 15 years, seeing us through the various stages of our lives and financial priorities.
I recalled that she advised me on my personal insurance at the infant stage of my career, to advising me on family protection when I started my family and having kids, to looking at building an education portfolio to support my kids' education and now, looking at building my retirement funds.
We are glad to have her watching over our entire financial and insurance portfolio including other products which are outside her portoflio. She is our "go-to" person for any financial matters including car and housing loans as well as home, car and travel insurance.
Besides providing financial advisories, what I really like most is her personalised support. I recalled my daughter was hospitalised years back, she visited her, brought her a soft toy, find out how she was doing and even helped us make claims from an insurance company outside her portoflio.
It has been an amazing journey with Laura. I would say that insurance and finance are very sensitive and personal matters. We need someone whom we can trust. We are glad that we have Laura as our trusted consultant, a closed friend of ours and a great auntie to my kids. | | | | Jeremy Koh. Senior Manager. ASM I was first introduced to Laura by a close friend in 2021 when I shared with him that I needed some help on CPF planning for my retirement.
When I first met Laura, I was impressed with her level of professionalism. She took the time to really understand my financial situation, my goals and my needs before recommending what I should do with regards to my query on my CPF monies.
She is very clear and simple in her explanations and gave me a very clear overview and provided me with financial advice beyond what I had expected, and not just confined to retirement planning.
Laura is not pushy in her approach and is sincere, knowledgeable and experienced. I am glad to have her to help me manage my portfolio and strongly recommend anyone who needs professional and trusted advice to meet up with her. | | | | Sharon Lim, Senior Director. MINDEF Laura has been advising me for almost two decades, and I trust and value her deep expertise and wise counsel.
What really makes Laura stand out is her genuine care for her clients. She focuses on the client’s unique circumstances and needs, and customises her recommendations with her clients’ best interests in mind.
It’s been a privilege to have Laura advise me, and I would recommend her to anyone who needs good financial advice. | | | | Humphrey Sew, Civil Servant Laura has been my financial consultant for some 15 years. What sets Laura apart from others is her ability to blend deep expertise with genuine care. From the beginning, she took the time to understand my unique circumstances and long-term goals – not just my numbers on paper. This allowed me to work with her as a strategic partner who manages my finances and guides me towards long-term financial independence while ensuring I have the right protection in place.
Laura provided clear, practical insights that helped me see the bigger picture – not just where I am today, but where I want to be in 10, 20, and 30 years. Her advice on building a solid financial foundation with the right safeguards has given me peace of mind regardless of the unknown future that pans out.
Throughout our time working together, she has been consistently responsive, thoughtful and thorough, not to mention attentive and open in listening to my concerns and recommending alternative options that I’m more comfortable with.
I strongly recommend Laura to anyone looking for a financial consultant who truly goes above and beyond. | | | | Lilian Chang. NTUC Enterprise. I have known Laura as a software vendor in 2004 when I was working in an IT firm. Laura has a truthful personality, and we became good friends very quickly. We continued to keep in touch even when both of us left our jobs.
She became my financial consultant when she joined Prudential and helped me look into both my hubby and my portfolio to plan for my retirement. Kids were young then, and good financial planning was very important. With Laura's help, my family's investments and health protection plans were in good hands. Laura is helpful and goes the extra mile to explain and assess plans I have and helped me set milestones.
Over the years, Laura has become a family friend. My children are now grown ups and Laura has started guiding them with their financial planning patiently. To me, she is not just a FC, she is already a friend whom I trust with my financial planning.
Laura is a person whom you can go to and trust, as she has your interests in mind. | | | | |