| Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it." In every financial crisis, there are generally two groups of people. Those who ride above the wave, and those who suffer the pain. The first group seems to be more prepared, as if they knew long ago that something was going to happen. What's their Secret? This group of people understand a simple philosophy, "You don't plan to fail but you fail to plan." They started early and took advantage of the Eighth Wonder of the World. They are more ready for impact than others. There's more During times of great impact is also a time of great opportunities for investment. Yet only those who are prepared are able to take advantage of undervalued assets. Here's a very good illustration to visualise the power of the Eighth Wonder of the World. | We've got the Story. What are my options? "Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things." - Charlie Munger Feel free to get in touch to learn more. I hope that you and your loved ones will continue to stay safe. Cheers! | | Proudly Brought to You I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Laura Hoi | | | | | | WhatsApp me at +65 97990226 | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Laura Hoi, All rights reserved. | | | | Gabriel Borgon, Lead Commissioning and Qualification Engineer I’ve been with Laura for almost 10 years, and in that time she’s always taken care of my insurance needs with clarity and care. She explains everything in a way that makes it easy to understand and always keeps me updated when better options become available.
I first came to her through a friend’s recommendation, and I’ve been thankful ever since. One moment that really stood out was when part of a claim was initially rejected—Laura didn’t back down, pushed on my behalf, and got it covered. That kind of dedication gives me real peace of mind and shows the difference she makes. | | | | Johnny Wong (Regional HR Manager, Croda) & Jaslyn We have had the privilege of being supported by Laura for more than 20 years, and we can confidently say that the service and care we’ve received have been exceptional from day one. Throughout the years, Laura has consistently demonstrated professionalism, integrity, and a genuine commitment to our well-being.
What sets Laura apart is not only her deep knowledge of insurance and financial planning, but also the patience and clarity with which she explains every option. She ensures that we fully understand the choices available so that we can make informed decisions with confidence.
Whether it’s reviewing our policies, assisting with claims, or providing thoughtful advice on our financial protection, Laura has always been responsive, reliable, and proactive. She consistently goes the extra mile to ensure that our needs are well taken care of.
In an industry where trust is everything, we truly value the long-term relationship we’ve built with Laura. Knowing that we have someone dependable, honest, and attentive looking out for our interests gives us tremendous peace of mind.
Thank you, Laura, for more than two decades of outstanding service and dedication. We are deeply grateful for your guidance and look forward to many more years of partnership. | | | | Jennifer Chua I’ve been with Laura for more than a decade, and my experience with her has always been reassuring and positive. She is consistent, patient, and someone I know I can rely on whenever I need clarity or support.
What makes her different from other financial consultants is her sincerity and the way she explains things in a simple, transparent manner. She never rushes through discussions and always puts my needs first.
I chose Laura because I trust her. She has been steady throughout different stages of my life, and her advice has always been thoughtful and timely.
One memorable moment that stands out for me is how she supported me during a major life transition when I fell sick. Thanks to her encouragement to enhance my critical illness coverage earlier on, the policy came in at the right time—just a year later—when I needed it most. She checked in, guided me patiently through the process, and made everything so much easier during a very difficult period. | | | | Dr Ronnie Mathew, Senior Consultant, SGH. Dr Sharon Mathew, Doctor, SGH We as a family relocated to Singapore from UK and we were looking for a good financial advisor for health protection related insurance products. Laura Hoi was introduced by a friend of mine. We met Laura for the first time in 2018.
My wife and myself were very impressed with Laura’s professionalism and detailed knowledge about various types of insurance related products available in the market. Equally impressive was Laura’s detailed analysis of our family’s overall financial position and ideal products for us to consider. This included life insurance, critical illness and hospitalisation cover.
Laura also created multiple easy-to-understand spreadsheets that helped us immensely.
Over the years, Laura had become a a friend and trusted advisor. Laura has consistently been awarded as one of the top level performers internationally in Prudential and because of her comprehensive and vast knowledge and experience, keen attention to detail of the overall needs of the individual/families, professionalism and wanting the best for her clients, we know she will scale even greater heights.
Thank you Laura. Best wishes.
| | | | Chee Hok Yean. President Asia Pacific. HVS Laura has been my financial consultant since 2002. She has provided very customised and holistic financial planning advice for me, especially in the area of retirement planning.
I enjoy working with her because she makes sure she understands my situation and needs first before crafting a solution for me. Her explanations are clear and she provides options in different perspectives and is not pushy in her approach.
I am glad to have found somebody I can trust to help me manage my financial planning portfolio. | | | | Carol Koh. Associate Lecturer & Swimming Coach. Republic Polytechnic Laura is a childhood friend whom I had not caught up with in ages. When we first met up many years later, the feeling was so comfortable, even when I asked her for financial advice as a friend.
As such, I decided that she would make a good financial advisor. She was very attentive and understood my needs. She is very knowledgeable in financial planning and gives sound advice.
With Laura as my financial advisor, I know that I am in good hands! Thanks to Laura, I feel more assured of my retirement plans and I’m definitely more covered medically! | | | | |