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Laura Hoi

In Touch

A Monthly Curated Newsletter

As humans, we have an innate need for connection and approval from others. Often, we make an effort to gain validation and this is natural. Yet, in our world today, this need for others’ approval becomes magnified; as many of us are constantly plugged in on social media, we tend to get caught up in the pursuit of “likes”, “shares”, “follows” & engagement. These can have implications on our mental well-being and happiness. Through this issue, I hope that we can be more aware of the impacts & risks associated with excessive use of social media, and what we can do about it so that we can live out our best lives.

How to Stop Worrying What Other People Think of You

If you find yourself looking over your shoulder, self-conscious, or fretful about how your actions will look to others, here’s some help to stop worrying.

 
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The Social Dilemma: Social Media and Your Mental Health

‘Like’ it or not, using social media can cause anxiety, depression, and other health challenges. How can you change your habits?

 
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A Reason Not to Worry What Others Think

We spend a little too much time worrying about how we must appear in the minds of others. However, the poignant, useful truth is that almost everyone doesn’t care at all about who we are, what we’re doing and how we’ve messed up.

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Laura Hoi
 
 
 
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Testimonials and Referral Notes

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Dr Ronnie Mathew, Senior Consultant, SGH. Dr Sharon Mathew, Doctor, SGH

We as a family relocated to Singapore from UK and we were looking for a good financial advisor for health protection related insurance products. Laura Hoi was introduced by a friend of mine. We met Laura for the first time in 2018. My wife and myself were very impressed with Laura’s professionalism and detailed knowledge about various types of insurance related products available in the market. Equally impressive was Laura’s detailed analysis of our family’s overall financial position and ideal products for us to consider. This included life insurance, critical illness and hospitalisation cover. Laura also created multiple easy-to-understand spreadsheets that helped us immensely. Over the years, Laura had become a a friend and trusted advisor. Laura has consistently been awarded as one of the top level performers internationally in Prudential and because of her comprehensive and vast knowledge and experience, keen attention to detail of the overall needs of the individual/families, professionalism and wanting the best for her clients, we know she will scale even greater heights. Thank you Laura. Best wishes.

Rayn Ngong. Senior Vice President. GIC

Laura was introduced to me in 2002, not long after I had just started working. Over the years, she has maintained close contact with me and has been regularly updating me and my family in our financial planning journey. Of all the Financial Consultants I have met, Laura has been the most conscientious and comprehensive in her financial planning strategies. With her competent advice over the years, I have been able to comfortably plan for my family's protection as well as our wealth accumulation needs. At the same time, as Laura is a certified Estate Planner, she has also helped me in the area of legacy and estate planning. Getting a trusted consultant who looks out for you is important. I am thankful that I have not just found a trusted financial consultant, but also a good friend who has seen me through the different stages of my life.

Jeremy Koh. Senior Manager. ASM

I was first introduced to Laura by a close friend in 2021 when I shared with him that I needed some help on CPF planning for my retirement. When I first met Laura, I was impressed with her level of professionalism. She took the time to really understand my financial situation, my goals and my needs before recommending what I should do with regards to my query on my CPF monies. She is very clear and simple in her explanations and gave me a very clear overview and provided me with financial advice beyond what I had expected, and not just confined to retirement planning. Laura is not pushy in her approach and is sincere, knowledgeable and experienced. I am glad to have her to help me manage my portfolio and strongly recommend anyone who needs professional and trusted advice to meet up with her.

Leung Wai Hoong. Chief Strategy Officer. New H3C Group

Laura has been my financial advisor for nearly 20 years. I am impressed with her professionalism and the passion she displays in her work. She is a strong listener and is able to fully grasp my requirements to design and recommend well-suited products for my needs. Her breadth and depth of professional knowledge is amazing, which she leveraged well to provide me with adequate and timely information so that I can make correct and informed decisions. Furthermore, she goes out all the way for her client to ensure strong satisfaction in her services.   Over the years, Laura has been conscientious in tracking my professional and personal development and proactively provided advice on financial products to cater to my evolving needs. Laura has also extended her services to cover the needs of my wife as well as my children. Through Laura, we have committed to a number of insurance plans such as life, term, accident, hospitalization, annuity, ILP and SRS! With such a portfolio and lifecycle perspective for my entire family, there is no reason not to continue to use her services!   I have also referred a number of friends to her and the feedback from them indicated the same high level of responsiveness and professionalism that I have experienced in interacting with Laura. It is thus also no surprise that she has been a high-flying professional in her line of work, and I wish her all the best for her continued success!

Eugene & Cheryl Teng.

Aunty Laura (we call her aunty because she has been helping us since we were kids) has been providing financial advice for our entire family for close to 20 years! She has been very supportive of us and with changes to the economy, have helped us adapt our financial situation accordingly as well. Thanks Aunty Laura for all your help, providing us with a headstart as compared to the other kids my age. Of course I have to thank my mum for investing in us, but due to Aunty Laura's help, my sister and I have been able to be covered comprehensively since we were young, which many kids in Singapore do not have the luxury to do so. Onwards another 20 years!😄 - Eugene Teng ShopeeExpress —————— Auntie Laura has been my mum's insurance agent since I was young and have seen me grew up from a child to an adult. I witness how she has help my mum handled her finances and also health insurances, to ensure that we are all well covered. Now that I have grown up, I have also entrust my financial and health insurance portfolio with Auntie Laura. She would provide relevant advises and coverage that I should get and would explain in detail each plan purposes. Her patient and bubbly character makes it easy to approach whenever I have queries for my plans and making the exchange a stress-free and comfortable setting. 🙂 - Cheryl Teng, Trading Operator, Total Energies

Yvonne Tan. Fitness Instructor

I first got to know Laura in 2022 when she came to me to embark on her fitness journey. As a Financial consultant, Laura is very sincere and has the ability to convey her recommendations in a very digestible, easy-to-understand format. Through her review session with me, she was able to 1. Give me a Birds Eye view of my overall financial position. 2. Identify the gaps that I was unaware of 3. Consolidate a clear summary and develop a comprehensive action plan. My experience with her has been enriching. She is knowledgeable and informative and most importantly, does not pressure me to make any decisions. I would strongly recommend her to meet anyone who needs a competent financial consultant who puts your needs first and lets you make your decision without pressure.