| As Singapore marks its 60th birthday this August, we celebrate more than just milestones—we embrace everyday moments. From savvy ways to maximise vouchers and nostalgic memories that stir the heart, to family-friendly adventures waiting to be explored, we honour our shared journey with pride, joy, and unity. | | 10 Nostalgic Things We Miss About Old-School Singapore A look back at Singapore’s retro past, featuring beloved old-school snacks, playgrounds, and cultural relics that spark national nostalgia. | | 60 Things That Make Me Feel Singaporean A heartfelt list celebrating 60 uniquely Singaporean traits and experiences, from food and language to shared national quirks and habits. | | What Is A Comfortable Salary In Singapore? | How Take-Home Pay Affects Our Lives | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Laura Hoi | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Laura Hoi, All rights reserved. | | | | Chun-Chau. Director of Business Development. Saab Laura has been our financial consultant more than 15 years, seeing us through the various stages of our lives and financial priorities.
I recalled that she advised me on my personal insurance at the infant stage of my career, to advising me on family protection when I started my family and having kids, to looking at building an education portfolio to support my kids' education and now, looking at building my retirement funds.
We are glad to have her watching over our entire financial and insurance portfolio including other products which are outside her portoflio. She is our "go-to" person for any financial matters including car and housing loans as well as home, car and travel insurance.
Besides providing financial advisories, what I really like most is her personalised support. I recalled my daughter was hospitalised years back, she visited her, brought her a soft toy, find out how she was doing and even helped us make claims from an insurance company outside her portoflio.
It has been an amazing journey with Laura. I would say that insurance and finance are very sensitive and personal matters. We need someone whom we can trust. We are glad that we have Laura as our trusted consultant, a closed friend of ours and a great auntie to my kids. | | | | Gerard Tong . Director, Epitrain Pte Ltd Adjunct Professor. SMU, NUS Let me start by saying I am not an easy person to deal with. I am impatient, opinionated and stubborn.
The fact that Laura has been servicing me since 2004, and is the only Financial Advisor whom I have bothered to speak more than 5 words to, speaks volumes of her approach, presentation and knowledge.
From the start, I made it clear that as a (now retired) financial market professional, I was not interested to hear about investment-linked policies, believing that I could do a better job that the fund managers. Laura kept that in mind, and respected that, occasionally making a passing recommendation on a fund she felt was really worth looking at, but immediately putting that aside as soon as I impatiently gave her a dismissive wave. Instead, she focused on building up a portfolio of policies which covered other critical areas, such as death, sickness, mortgage protection and such. Never over-selling, she would not push more coverage than was required to me.
Not the sort of insurance agent to close a deal, collect their commission and forget the client, Laura readily advised and assisted with claims, and consistently checked up on my situation in life, personal and financial to review my coverage, even advising me on my plans to scale back as my coverage requirements shrank with age.
Just this month, after identifying that I was losing interest in managing my own money, but still wanting superior returns, she sold me a bond fund policy, after years of watching my dismissive hand. It shows great professionalism, keeping mum about investment-linked policies all these years, but always keeping a look out for changes in my life state, and bringing it up again when it has become appropriate.
If you’re looking for a professional, competent, reliable Financial Advisor (in truth, we all NEED one, even if we have not realised it yet), who genuinely cares about you, then look no further.
| | | | Gabriel Borgon, Lead Commissioning and Qualification Engineer I’ve been with Laura for almost 10 years, and in that time she’s always taken care of my insurance needs with clarity and care. She explains everything in a way that makes it easy to understand and always keeps me updated when better options become available.
I first came to her through a friend’s recommendation, and I’ve been thankful ever since. One moment that really stood out was when part of a claim was initially rejected—Laura didn’t back down, pushed on my behalf, and got it covered. That kind of dedication gives me real peace of mind and shows the difference she makes. | | | | Dr Tan Eng Hoe & Mary We have known Laura for several years now. Recently, I reached out to her to get her opinion about some retirement plan options. She did not push us any products but instead patiently helped us to make a decision based on our needs at our current stage of life.
She was very patient in going through our all our existing policies that we have purchased through the years and offered very clear explanations.
We are very thankful for her advice and would strongly recommend her to anybody looking for a different perspective from a trusted financial consultant.
| | | | Johnny Wong (Regional HR Manager, Croda) & Jaslyn We have had the privilege of being supported by Laura for more than 20 years, and we can confidently say that the service and care we’ve received have been exceptional from day one. Throughout the years, Laura has consistently demonstrated professionalism, integrity, and a genuine commitment to our well-being.
What sets Laura apart is not only her deep knowledge of insurance and financial planning, but also the patience and clarity with which she explains every option. She ensures that we fully understand the choices available so that we can make informed decisions with confidence.
Whether it’s reviewing our policies, assisting with claims, or providing thoughtful advice on our financial protection, Laura has always been responsive, reliable, and proactive. She consistently goes the extra mile to ensure that our needs are well taken care of.
In an industry where trust is everything, we truly value the long-term relationship we’ve built with Laura. Knowing that we have someone dependable, honest, and attentive looking out for our interests gives us tremendous peace of mind.
Thank you, Laura, for more than two decades of outstanding service and dedication. We are deeply grateful for your guidance and look forward to many more years of partnership. | | | | Humphrey Sew, Civil Servant Laura has been my financial consultant for some 15 years. What sets Laura apart from others is her ability to blend deep expertise with genuine care. From the beginning, she took the time to understand my unique circumstances and long-term goals – not just my numbers on paper. This allowed me to work with her as a strategic partner who manages my finances and guides me towards long-term financial independence while ensuring I have the right protection in place.
Laura provided clear, practical insights that helped me see the bigger picture – not just where I am today, but where I want to be in 10, 20, and 30 years. Her advice on building a solid financial foundation with the right safeguards has given me peace of mind regardless of the unknown future that pans out.
Throughout our time working together, she has been consistently responsive, thoughtful and thorough, not to mention attentive and open in listening to my concerns and recommending alternative options that I’m more comfortable with.
I strongly recommend Laura to anyone looking for a financial consultant who truly goes above and beyond. | | | | |