| In life, there are days and moments where everything we do does not feel enough, or face situations that are beyond our control. A common response to such instances is to doubt ourselves and our abilities, and that is a very normal and human thing to do. But the effect of self-doubt can cut both ways: It can either spur us to achieve our goals and thereby boost our confidence levels, or cause us to feel entirely powerless and paralysed. Fortunately, whether we allow it to work for or against us is mostly up to us. In this issue, we will explore the ways in which we can harness self-doubt to build confidence -- one step at a time. | | Moving from Self Doubt to Self Confidence It would be nice if moving from self doubt to self confidence just came naturally. However, moving from self doubt to self confidence is a practice you can adopt, with practice. When you are able to identify where your insecurities lie and what is stopping you from feeling confident, you can then start the process of moving from self doubt to self confidence. You will be able to work on eliminating the blocks that are keeping you from moving through life with assuredness. Here are some of the culprits for the patterns of self doubt and ideas for what you can do about them. | | Why confidence and knowledge can lead to smart money decisions Two common areas that cause people to procrastinate financially are knowledge and confidence. Logically, we know that financial literacy can boost our confidence to make informed money-management decisions. Yet, many people tell me that they lack the confidence to learn and absorb that financial knowledge, which holds them back. However, everybody is capable of effectively managing their money. While some need mindset adjustments, others need a confidence boost or a little reassurance that they are on the right track. Take small steps, follow and when doubt starts to creep in, remind yourself that money is only a tool and you are learning. | | 9 Habits That Are Destroying Your Confidence  | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Laura Hoi | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.
© Laura Hoi, All rights reserved. | |  | | Sharon Lim, Senior Director. MINDEF Laura has been advising me for almost two decades, and I trust and value her deep expertise and wise counsel.
What really makes Laura stand out is her genuine care for her clients. She focuses on the client’s unique circumstances and needs, and customises her recommendations with her clients’ best interests in mind.
It’s been a privilege to have Laura advise me, and I would recommend her to anyone who needs good financial advice. | |  | | Dr Ronnie Mathew, Senior Consultant, SGH. Dr Sharon Mathew, Doctor, SGH We as a family relocated to Singapore from UK and we were looking for a good financial advisor for health protection related insurance products. Laura Hoi was introduced by a friend of mine. We met Laura for the first time in 2018.
My wife and myself were very impressed with Laura’s professionalism and detailed knowledge about various types of insurance related products available in the market. Equally impressive was Laura’s detailed analysis of our family’s overall financial position and ideal products for us to consider. This included life insurance, critical illness and hospitalisation cover.
Laura also created multiple easy-to-understand spreadsheets that helped us immensely.
Over the years, Laura had become a a friend and trusted advisor. Laura has consistently been awarded as one of the top level performers internationally in Prudential and because of her comprehensive and vast knowledge and experience, keen attention to detail of the overall needs of the individual/families, professionalism and wanting the best for her clients, we know she will scale even greater heights.
Thank you Laura. Best wishes.
| |  | | Jeremy Koh. Senior Manager. ASM I was first introduced to Laura by a close friend in 2021 when I shared with him that I needed some help on CPF planning for my retirement.
When I first met Laura, I was impressed with her level of professionalism. She took the time to really understand my financial situation, my goals and my needs before recommending what I should do with regards to my query on my CPF monies.
She is very clear and simple in her explanations and gave me a very clear overview and provided me with financial advice beyond what I had expected, and not just confined to retirement planning.
Laura is not pushy in her approach and is sincere, knowledgeable and experienced. I am glad to have her to help me manage my portfolio and strongly recommend anyone who needs professional and trusted advice to meet up with her. | |  | | Dr Tan Eng Hoe & Mary We have known Laura for several years now. Recently, I reached out to her to get her opinion about some retirement plan options. She did not push us any products but instead patiently helped us to make a decision based on our needs at our current stage of life.
She was very patient in going through our all our existing policies that we have purchased through the years and offered very clear explanations.
We are very thankful for her advice and would strongly recommend her to anybody looking for a different perspective from a trusted financial consultant.
| |  | | Carol Koh. Associate Lecturer & Swimming Coach. Republic Polytechnic Laura is a childhood friend whom I had not caught up with in ages. When we first met up many years later, the feeling was so comfortable, even when I asked her for financial advice as a friend.
As such, I decided that she would make a good financial advisor. She was very attentive and understood my needs. She is very knowledgeable in financial planning and gives sound advice.
With Laura as my financial advisor, I know that I am in good hands! Thanks to Laura, I feel more assured of my retirement plans and I’m definitely more covered medically! | |  | | Lilian Chang. NTUC Enterprise. I have known Laura as a software vendor in 2004 when I was working in an IT firm. Laura has a truthful personality, and we became good friends very quickly. We continued to keep in touch even when both of us left our jobs.
She became my financial consultant when she joined Prudential and helped me look into both my hubby and my portfolio to plan for my retirement. Kids were young then, and good financial planning was very important. With Laura's help, my family's investments and health protection plans were in good hands. Laura is helpful and goes the extra mile to explain and assess plans I have and helped me set milestones.
Over the years, Laura has become a family friend. My children are now grown ups and Laura has started guiding them with their financial planning patiently. To me, she is not just a FC, she is already a friend whom I trust with my financial planning.
Laura is a person whom you can go to and trust, as she has your interests in mind. | | | | |
