| There's a man in Singapore, that every time he concludes a business deal, he would go buy a plant and plant it somewhere. It's a simple way of giving back. He was also able to disengage and be with himself while doing something meaningful, albeit how simple it was. In this issue are some more examples of such life's lesson that we can benefit from. All we need, is to just take some time, slow down and breathe in the fresh air. | | Ultimate List of 50 Life Lessons You Must Learn So much of life is wasted on worry, regret, pain, and heartache. Of course, some of this is inevitable and necessary. But I spent too many of my younger days sweating over things I didn't need to sweat about. | | 5 Things That Arenβt Worth Going Into Debt For In some cases, borrowing money helps build wealth. Most people need a mortgage to buy a home, for instance, and student loans allow many people get an education that leads to a career. | | 3 Life Lessons from Funny Baby | | Proudly Brought to You I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends | | Laura Hoi | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Laura Hoi, All rights reserved. | | | | Jeremy Koh. Senior Manager. ASM I was first introduced to Laura by a close friend in 2021 when I shared with him that I needed some help on CPF planning for my retirement.
When I first met Laura, I was impressed with her level of professionalism. She took the time to really understand my financial situation, my goals and my needs before recommending what I should do with regards to my query on my CPF monies.
She is very clear and simple in her explanations and gave me a very clear overview and provided me with financial advice beyond what I had expected, and not just confined to retirement planning.
Laura is not pushy in her approach and is sincere, knowledgeable and experienced. I am glad to have her to help me manage my portfolio and strongly recommend anyone who needs professional and trusted advice to meet up with her. | | | | Eugene & Cheryl Teng. Aunty Laura (we call her aunty because she has been helping us since we were kids) has been providing financial advice for our entire family for close to 20 years!
She has been very supportive of us and with changes to the economy, have helped us adapt our financial situation accordingly as well.
Thanks Aunty Laura for all your help, providing us with a headstart as compared to the other kids my age. Of course I have to thank my mum for investing in us, but due to Aunty Laura's help, my sister and I have been able to be covered comprehensively since we were young, which many kids in Singapore do not have the luxury to do so.
Onwards another 20 years!π
- Eugene Teng
ShopeeExpress
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Auntie Laura has been my mum's insurance agent since I was young and have seen me grew up from a child to an adult. I witness how she has help my mum handled her finances and also health insurances, to ensure that we are all well covered. Now that I have grown up, I have also entrust my financial and health insurance portfolio with Auntie Laura. She would provide relevant advises and coverage that I should get and would explain in detail each plan purposes. Her patient and bubbly character makes it easy to approach whenever I have queries for my plans and making the exchange a stress-free and comfortable setting. π
- Cheryl Teng, Trading Operator,
Total Energies | | | | Chee Hok Yean. President Asia Pacific. HVS Laura has been my financial consultant since 2002. She has provided very customised and holistic financial planning advice for me, especially in the area of retirement planning.
I enjoy working with her because she makes sure she understands my situation and needs first before crafting a solution for me. Her explanations are clear and she provides options in different perspectives and is not pushy in her approach.
I am glad to have found somebody I can trust to help me manage my financial planning portfolio. | | | | Yvonne Tan. Fitness Instructor I first got to know Laura in 2022 when she came to me to embark on her fitness journey.
As a Financial consultant, Laura is very sincere and has the ability to convey her recommendations in a very digestible, easy-to-understand format.
Through her review session with me, she was able to
1. Give me a Birds Eye view of my overall financial position.
2. Identify the gaps that I was unaware of
3. Consolidate a clear summary and develop a comprehensive action plan.
My experience with her has been enriching. She is knowledgeable and informative and most importantly, does not pressure me to make any decisions.
I would strongly recommend her to meet anyone who needs a competent financial consultant who puts your needs first and lets you make your decision without pressure. | | | | Carol Koh. Associate Lecturer & Swimming Coach. Republic Polytechnic Laura is a childhood friend whom I had not caught up with in ages. When we first met up many years later, the feeling was so comfortable, even when I asked her for financial advice as a friend.
As such, I decided that she would make a good financial advisor. She was very attentive and understood my needs. She is very knowledgeable in financial planning and gives sound advice.
With Laura as my financial advisor, I know that I am in good hands! Thanks to Laura, I feel more assured of my retirement plans and Iβm definitely more covered medically! | | | | Leung Wai Hoong. Chief Strategy Officer. New H3C Group Laura has been my financial advisor for nearly 20 years. I am impressed with her professionalism and the passion she displays in her work. She is a strong listener and is able to fully grasp my requirements to design and recommend well-suited products for my needs.
Her breadth and depth of professional knowledge is amazing, which she leveraged well to provide me with adequate and timely information so that I can make correct and informed decisions. Furthermore, she goes out all the way for her client to ensure strong satisfaction in her services.
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Over the years, Laura has been conscientious in tracking my professional and personal development and proactively provided advice on financial products to cater to my evolving needs. Laura has also extended her services to cover the needs of my wife as well as my children.
Through Laura, we have committed to a number of insurance plans such as life, term, accident, hospitalization, annuity, ILP and SRS! With such a portfolio and lifecycle perspective for my entire family, there is no reason not to continue to use her services!
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I have also referred a number of friends to her and the feedback from them indicated the same high level of responsiveness and professionalism that I have experienced in interacting with Laura. It is thus also no surprise that she has been a high-flying professional in her line of work, and I wish her all the best for her continued success! | | | | |