| As inflationary pressures continue, affecting both individuals and businesses, it is vital to equip ourselves with effective strategies to navigate this environment. This issue provides pragmatic insights and ideas, guiding us to not only weather these economic challenges but also thrive in the midst of them. I hope this brings us greater financial resilience and empowerment. | | Navigating Inflation: Strategies to Counter its Impact The article discusses how inflation affects businesses and consumers, and suggests some strategies to cope with it, such as hedging, diversifying, and investing in real assets. | | 10 Best Side Hustle Ideas in Singapore to Make Extra Money The article provides a list of 10 side hustle ideas that can help people in Singapore earn extra income. Some of the ideas are blogging, freelancing, online tutoring, e-commerce, and pet sitting. The article also gives some tips on how to start and grow a side hustle. | | INFLATION, Explained in 6 Minutes | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Laura Hoi | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Laura Hoi, All rights reserved. | | | | Humphrey Sew, Civil Servant Laura has been my financial consultant for some 15 years. What sets Laura apart from others is her ability to blend deep expertise with genuine care. From the beginning, she took the time to understand my unique circumstances and long-term goals – not just my numbers on paper. This allowed me to work with her as a strategic partner who manages my finances and guides me towards long-term financial independence while ensuring I have the right protection in place.
Laura provided clear, practical insights that helped me see the bigger picture – not just where I am today, but where I want to be in 10, 20, and 30 years. Her advice on building a solid financial foundation with the right safeguards has given me peace of mind regardless of the unknown future that pans out.
Throughout our time working together, she has been consistently responsive, thoughtful and thorough, not to mention attentive and open in listening to my concerns and recommending alternative options that I’m more comfortable with.
I strongly recommend Laura to anyone looking for a financial consultant who truly goes above and beyond. | | | | Chee Hok Yean. President Asia Pacific. HVS Laura has been my financial consultant since 2002. She has provided very customised and holistic financial planning advice for me, especially in the area of retirement planning.
I enjoy working with her because she makes sure she understands my situation and needs first before crafting a solution for me. Her explanations are clear and she provides options in different perspectives and is not pushy in her approach.
I am glad to have found somebody I can trust to help me manage my financial planning portfolio. | | | | Rayn Ngong. Senior Vice President. GIC Laura was introduced to me in 2002, not long after I had just started working. Over the years, she has maintained close contact with me and has been regularly updating me and my family in our financial planning journey.
Of all the Financial Consultants I have met, Laura has been the most conscientious and comprehensive in her financial planning strategies. With her competent advice over the years, I have been able to comfortably plan for my family's protection as well as our wealth accumulation needs. At the same time, as Laura is a certified Estate Planner, she has also helped me in the area of legacy and estate planning.
Getting a trusted consultant who looks out for you is important. I am thankful that I have not just found a trusted financial consultant, but also a good friend who has seen me through the different stages of my life. | | | | Jennifer Chua I’ve been with Laura for more than a decade, and my experience with her has always been reassuring and positive. She is consistent, patient, and someone I know I can rely on whenever I need clarity or support.
What makes her different from other financial consultants is her sincerity and the way she explains things in a simple, transparent manner. She never rushes through discussions and always puts my needs first.
I chose Laura because I trust her. She has been steady throughout different stages of my life, and her advice has always been thoughtful and timely.
One memorable moment that stands out for me is how she supported me during a major life transition when I fell sick. Thanks to her encouragement to enhance my critical illness coverage earlier on, the policy came in at the right time—just a year later—when I needed it most. She checked in, guided me patiently through the process, and made everything so much easier during a very difficult period. | | | | Carol Koh. Associate Lecturer & Swimming Coach. Republic Polytechnic Laura is a childhood friend whom I had not caught up with in ages. When we first met up many years later, the feeling was so comfortable, even when I asked her for financial advice as a friend.
As such, I decided that she would make a good financial advisor. She was very attentive and understood my needs. She is very knowledgeable in financial planning and gives sound advice.
With Laura as my financial advisor, I know that I am in good hands! Thanks to Laura, I feel more assured of my retirement plans and I’m definitely more covered medically! | | | | Dr Ronnie Mathew, Senior Consultant, SGH. Dr Sharon Mathew, Doctor, SGH We as a family relocated to Singapore from UK and we were looking for a good financial advisor for health protection related insurance products. Laura Hoi was introduced by a friend of mine. We met Laura for the first time in 2018.
My wife and myself were very impressed with Laura’s professionalism and detailed knowledge about various types of insurance related products available in the market. Equally impressive was Laura’s detailed analysis of our family’s overall financial position and ideal products for us to consider. This included life insurance, critical illness and hospitalisation cover.
Laura also created multiple easy-to-understand spreadsheets that helped us immensely.
Over the years, Laura had become a a friend and trusted advisor. Laura has consistently been awarded as one of the top level performers internationally in Prudential and because of her comprehensive and vast knowledge and experience, keen attention to detail of the overall needs of the individual/families, professionalism and wanting the best for her clients, we know she will scale even greater heights.
Thank you Laura. Best wishes.
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