View this email in your browser

Laura Hoi

In Touch

A Monthly Curated Newsletter

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!

How The World Forgot To Sleep

We're getting less shuteye than ever before, and it's ruining our health, happiness and prosperity. With the use of prescription and poorly regulated herbal sleep aides rising rapidly, Joanna Fuertes examines the cost, and asks what the long-term solutions to our 'sleep loss epidemic' could be

 
read more
 

The Link Between a Lack of Sleep and Type 2 Diabetes

You know that your family medical history, along with what you eat and how much you weigh, can affect your risk of developing type 2 diabetes. But did you know that your sleep habits can also play a role? It’s true.

 
read more
 

What Happens To Your Body And Brain If You Don't Get Sleep | Prof. Matthew Walker

 
view video
 
 
Proudly Brought to You
 
If you find the articles here useful for those you care about, please share them and don't keep me a secret too. Cheers!
 
Laura Hoi
 
 
 
WhatsApp Me
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

© Laura Hoi, All rights reserved.

Testimonials and Referral Notes

View the full list

Sharon Lim, Senior Director. MINDEF

Laura has been advising me for almost two decades, and I trust and value her deep expertise and wise counsel. What really makes Laura stand out is her genuine care for her clients. She focuses on the client’s unique circumstances and needs, and customises her recommendations with her clients’ best interests in mind. It’s been a privilege to have Laura advise me, and I would recommend her to anyone who needs good financial advice.

Gerard Tong . Director, Epitrain Pte Ltd Adjunct Professor. SMU, NUS

Let me start by saying I am not an easy person to deal with. I am impatient, opinionated and stubborn. The fact that Laura has been servicing me since 2004, and is the only Financial Advisor whom I have bothered to speak more than 5 words to, speaks volumes of her approach, presentation and knowledge. From the start, I made it clear that as a (now retired) financial market professional, I was not interested to hear about investment-linked policies, believing that I could do a better job that the fund managers. Laura kept that in mind, and respected that, occasionally making a passing recommendation on a fund she felt was really worth looking at, but immediately putting that aside as soon as I impatiently gave her a dismissive wave. Instead, she focused on building up a portfolio of policies which covered other critical areas, such as death, sickness, mortgage protection and such. Never over-selling, she would not push more coverage than was required to me. Not the sort of insurance agent to close a deal, collect their commission and forget the client, Laura readily advised and assisted with claims, and consistently checked up on my situation in life, personal and financial to review my coverage, even advising me on my plans to scale back as my coverage requirements shrank with age. Just this month, after identifying that I was losing interest in managing my own money, but still wanting superior returns, she sold me a bond fund policy, after years of watching my dismissive hand. It shows great professionalism, keeping mum about investment-linked policies all these years, but always keeping a look out for changes in my life state, and bringing it up again when it has become appropriate. If you’re looking for a professional, competent, reliable Financial Advisor (in truth, we all NEED one, even if we have not realised it yet), who genuinely cares about you, then look no further.

Aik Teng, Sports Development Manager. Sport Singapore

What sets Laura apart from other financial consultants is her genuine care and personal approach. She doesn’t begin with products — she starts by truly understanding my needs, goals, and spending habits. Her advice is always thoughtful and tailored, never transactional. What makes Laura exceptional goes far beyond financial planning. She has walked with me through some of the most challenging moments in my life —one financial crisis, and 2 medical emergencies within the last 15+ years. Her quiet presence and strength gave me emotional grounding and practical support, especially when I was overwhelmed with uncertainty. I’m incredibly grateful for Laura’s consistent care, deep expertise, and unwavering support. Even when overseas, she goes the extra mile — like the time she called a dentist friend from Chicago to help with a dental emergency I was panicking over! If you’re looking for a financial consultant who truly cares, listens deeply, and stands by you beyond the numbers — I wholeheartedly recommend reaching out to Laura. You’ll be in very good hands.

Chee Hok Yean. President Asia Pacific. HVS

Laura has been my financial consultant since 2002. She has provided very customised and holistic financial planning advice for me, especially in the area of retirement planning. I enjoy working with her because she makes sure she understands my situation and needs first before crafting a solution for me. Her explanations are clear and she provides options in different perspectives and is not pushy in her approach. I am glad to have found somebody I can trust to help me manage my financial planning portfolio.

Jennifer Chua

I’ve been with Laura for more than a decade, and my experience with her has always been reassuring and positive. She is consistent, patient, and someone I know I can rely on whenever I need clarity or support. What makes her different from other financial consultants is her sincerity and the way she explains things in a simple, transparent manner. She never rushes through discussions and always puts my needs first. I chose Laura because I trust her. She has been steady throughout different stages of my life, and her advice has always been thoughtful and timely. One memorable moment that stands out for me is how she supported me during a major life transition when I fell sick. Thanks to her encouragement to enhance my critical illness coverage earlier on, the policy came in at the right time—just a year later—when I needed it most. She checked in, guided me patiently through the process, and made everything so much easier during a very difficult period.

Jeremy Koh. Senior Manager. ASM

I was first introduced to Laura by a close friend in 2021 when I shared with him that I needed some help on CPF planning for my retirement. When I first met Laura, I was impressed with her level of professionalism. She took the time to really understand my financial situation, my goals and my needs before recommending what I should do with regards to my query on my CPF monies. She is very clear and simple in her explanations and gave me a very clear overview and provided me with financial advice beyond what I had expected, and not just confined to retirement planning. Laura is not pushy in her approach and is sincere, knowledgeable and experienced. I am glad to have her to help me manage my portfolio and strongly recommend anyone who needs professional and trusted advice to meet up with her.