Embark on meaningful journeys with insights to plan memorable vacations, navigate budget travel, and uncover cultural treasures. Whether you’re crafting a family adventure or exploring last-minute deals, these ideas inspire travel that deepens connections, stretches savings, and invites discovery. | 22 Budget Travel Tips: Wise Advice on How to Travel Cheap Practical advice for budget-conscious travelers, covering tips like house-sitting, using public transportation, traveling in the off-season, and maximizing free activities to stretch travel budgets. | Expert Tips for Finding Last-Minute Travel Deals Covers strategies for spontaneous travel savings, including flexible dates, package deals, alternative lodging, rewards points, and quick actions when deals arise. Great for budget-friendly last-minute trips. | Life Lessons from the Youngest Person to Travel to Every Country | Lexie Alford | TEDxKlagenfurt | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | Laura Hoi | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Laura Hoi, All rights reserved. | | | Rayn Ngong. Senior Vice President. GIC Laura was introduced to me in 2002, not long after I had just started working. Over the years, she has maintained close contact with me and has been regularly updating me and my family in our financial planning journey.
Of all the Financial Consultants I have met, Laura has been the most conscientious and comprehensive in her financial planning strategies. With her competent advice over the years, I have been able to comfortably plan for my family's protection as well as our wealth accumulation needs. At the same time, as Laura is a certified Estate Planner, she has also helped me in the area of legacy and estate planning.
Getting a trusted consultant who looks out for you is important. I am thankful that I have not just found a trusted financial consultant, but also a good friend who has seen me through the different stages of my life. | | | Dr Ronnie Mathew, Senior Consultant, SGH. Dr Sharon Mathew, Doctor, SGH We as a family relocated to Singapore from UK and we were looking for a good financial advisor for health protection related insurance products. Laura Hoi was introduced by a friend of mine. We met Laura for the first time in 2018.
My wife and myself were very impressed with Laura’s professionalism and detailed knowledge about various types of insurance related products available in the market. Equally impressive was Laura’s detailed analysis of our family’s overall financial position and ideal products for us to consider. This included life insurance, critical illness and hospitalisation cover.
Laura also created multiple easy-to-understand spreadsheets that helped us immensely.
Over the years, Laura had become a a friend and trusted advisor. Laura has consistently been awarded as one of the top level performers internationally in Prudential and because of her comprehensive and vast knowledge and experience, keen attention to detail of the overall needs of the individual/families, professionalism and wanting the best for her clients, we know she will scale even greater heights.
Thank you Laura. Best wishes.
| | | Sharon Lim, Senior Director. MINDEF Laura has been advising me for almost two decades, and I trust and value her deep expertise and wise counsel.
What really makes Laura stand out is her genuine care for her clients. She focuses on the client’s unique circumstances and needs, and customises her recommendations with her clients’ best interests in mind.
It’s been a privilege to have Laura advise me, and I would recommend her to anyone who needs good financial advice. | | | Leung Wai Hoong. Chief Strategy Officer. New H3C Group Laura has been my financial advisor for nearly 20 years. I am impressed with her professionalism and the passion she displays in her work. She is a strong listener and is able to fully grasp my requirements to design and recommend well-suited products for my needs.
Her breadth and depth of professional knowledge is amazing, which she leveraged well to provide me with adequate and timely information so that I can make correct and informed decisions. Furthermore, she goes out all the way for her client to ensure strong satisfaction in her services.
Over the years, Laura has been conscientious in tracking my professional and personal development and proactively provided advice on financial products to cater to my evolving needs. Laura has also extended her services to cover the needs of my wife as well as my children.
Through Laura, we have committed to a number of insurance plans such as life, term, accident, hospitalization, annuity, ILP and SRS! With such a portfolio and lifecycle perspective for my entire family, there is no reason not to continue to use her services!
I have also referred a number of friends to her and the feedback from them indicated the same high level of responsiveness and professionalism that I have experienced in interacting with Laura. It is thus also no surprise that she has been a high-flying professional in her line of work, and I wish her all the best for her continued success! | | | Yvonne Tan. Fitness Instructor I first got to know Laura in 2022 when she came to me to embark on her fitness journey.
As a Financial consultant, Laura is very sincere and has the ability to convey her recommendations in a very digestible, easy-to-understand format.
Through her review session with me, she was able to
1. Give me a Birds Eye view of my overall financial position.
2. Identify the gaps that I was unaware of
3. Consolidate a clear summary and develop a comprehensive action plan.
My experience with her has been enriching. She is knowledgeable and informative and most importantly, does not pressure me to make any decisions.
I would strongly recommend her to meet anyone who needs a competent financial consultant who puts your needs first and lets you make your decision without pressure. | | | Carol Koh. Associate Lecturer & Swimming Coach. Republic Polytechnic Laura is a childhood friend whom I had not caught up with in ages. When we first met up many years later, the feeling was so comfortable, even when I asked her for financial advice as a friend.
As such, I decided that she would make a good financial advisor. She was very attentive and understood my needs. She is very knowledgeable in financial planning and gives sound advice.
With Laura as my financial advisor, I know that I am in good hands! Thanks to Laura, I feel more assured of my retirement plans and I’m definitely more covered medically! | | | | |