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Laura Hoi

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A Monthly Curated Newsletter

As we get back into the groove of work, our most important arsenals have to be our health and brains. After all, these are essential in allowing us to lead a functional and meaningful life. To do that, we need to take care not to fall ill and ensure that we upkeep our physical, mental, and social well-being. Let us explore in this issue the various ways that help us protect and strengthen our overall health.

An 81-year-old brain doctor's 7 'hard rules' for keeping your memory 'sharp as a whip'

Like any other part of your body, your brain needs daily exercise. Neglecting your brain health can make you vulnerable to degenerative brain diseases like Alzheimer's and other forms of dementia. Here are seven hard rules to follow to keep your brain and memory sharp as a whip, even at 81 years old.

 
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Small Changes for a Big Impact on Your Health

We all want to adopt a healthier lifestyle but, for most of us, it can be difficult to know where to begin. The following small changes may lead to a big, positive impact on your health.

 
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Your Gut Microbiome: The Most Important Organ You've Never Heard Of | Erika Ebbel Angel | TEDxFargo

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Laura Hoi
 
 
 
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Testimonials and Referral Notes

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Aik Teng, Sports Development Manager. Sport Singapore

What sets Laura apart from other financial consultants is her genuine care and personal approach. She doesn’t begin with products — she starts by truly understanding my needs, goals, and spending habits. Her advice is always thoughtful and tailored, never transactional. What makes Laura exceptional goes far beyond financial planning. She has walked with me through some of the most challenging moments in my life —one financial crisis, and 2 medical emergencies within the last 15+ years. Her quiet presence and strength gave me emotional grounding and practical support, especially when I was overwhelmed with uncertainty. I’m incredibly grateful for Laura’s consistent care, deep expertise, and unwavering support. Even when overseas, she goes the extra mile — like the time she called a dentist friend from Chicago to help with a dental emergency I was panicking over! If you’re looking for a financial consultant who truly cares, listens deeply, and stands by you beyond the numbers — I wholeheartedly recommend reaching out to Laura. You’ll be in very good hands.

Chun-Chau. Director of Business Development. Saab

Laura has been our financial consultant more than 15 years, seeing us through the various stages of our lives and financial priorities. I recalled that she advised me on my personal insurance at the infant stage of my career, to advising me on family protection when I started my family and having kids, to looking at building an education portfolio to support my kids' education and now, looking at building my retirement funds. We are glad to have her watching over our entire financial and insurance portfolio including other products which are outside her portoflio. She is our "go-to" person for any financial matters including car and housing loans as well as home, car and travel insurance. Besides providing financial advisories, what I really like most is her personalised support. I recalled my daughter was hospitalised years back, she visited her, brought her a soft toy, find out how she was doing and even helped us make claims from an insurance company outside her portoflio. It has been an amazing journey with Laura. I would say that insurance and finance are very sensitive and personal matters. We need someone whom we can trust. We are glad that we have Laura as our trusted consultant, a closed friend of ours and a great auntie to my kids.

Jeremy Koh. Senior Manager. ASM

I was first introduced to Laura by a close friend in 2021 when I shared with him that I needed some help on CPF planning for my retirement. When I first met Laura, I was impressed with her level of professionalism. She took the time to really understand my financial situation, my goals and my needs before recommending what I should do with regards to my query on my CPF monies. She is very clear and simple in her explanations and gave me a very clear overview and provided me with financial advice beyond what I had expected, and not just confined to retirement planning. Laura is not pushy in her approach and is sincere, knowledgeable and experienced. I am glad to have her to help me manage my portfolio and strongly recommend anyone who needs professional and trusted advice to meet up with her.

Carol Koh. Associate Lecturer & Swimming Coach. Republic Polytechnic

Laura is a childhood friend whom I had not caught up with in ages. When we first met up many years later, the feeling was so comfortable, even when I asked her for financial advice as a friend. As such, I decided that she would make a good financial advisor. She was very attentive and understood my needs. She is very knowledgeable in financial planning and gives sound advice. With Laura as my financial advisor, I know that I am in good hands! Thanks to Laura, I feel more assured of my retirement plans and I’m definitely more covered medically!

Johnny Wong (Regional HR Manager, Croda) & Jaslyn

We have had the privilege of being supported by Laura for more than 20 years, and we can confidently say that the service and care we’ve received have been exceptional from day one. Throughout the years, Laura has consistently demonstrated professionalism, integrity, and a genuine commitment to our well-being. What sets Laura apart is not only her deep knowledge of insurance and financial planning, but also the patience and clarity with which she explains every option. She ensures that we fully understand the choices available so that we can make informed decisions with confidence. Whether it’s reviewing our policies, assisting with claims, or providing thoughtful advice on our financial protection, Laura has always been responsive, reliable, and proactive. She consistently goes the extra mile to ensure that our needs are well taken care of. In an industry where trust is everything, we truly value the long-term relationship we’ve built with Laura. Knowing that we have someone dependable, honest, and attentive looking out for our interests gives us tremendous peace of mind. Thank you, Laura, for more than two decades of outstanding service and dedication. We are deeply grateful for your guidance and look forward to many more years of partnership.

Sharon Lim, Senior Director. MINDEF

Laura has been advising me for almost two decades, and I trust and value her deep expertise and wise counsel. What really makes Laura stand out is her genuine care for her clients. She focuses on the client’s unique circumstances and needs, and customises her recommendations with her clients’ best interests in mind. It’s been a privilege to have Laura advise me, and I would recommend her to anyone who needs good financial advice.